Germany Reverse Mortgages Its Future

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Germany Reverse Mortgages Its Future

I wrote about reverse mort­gage a bit ago and it hit me it’s a per­fect anal­ogy for what is going on demo­graph­i­cally in Europe, bor­row­ing for the present and let­ting some­one else pay the bill later. A great exam­ple of this is hap­pen­ing now in Germany.

The Ger­man gov­ern­ment expects to receive 1.5 mil­lion asy­lum seek­ers in 2015, and pos­si­bly even more in 2016. After fac­tor­ing in fam­ily reuni­fi­ca­tions — based on the assump­tion that indi­vid­u­als whose asy­lum appli­ca­tions are approved will sub­se­quently bring an aver­age of four addi­tional fam­ily mem­bers to Ger­many — that num­ber will swell expo­nen­tially. This is in addi­tion to the 5.8 mil­lion Mus­lims already liv­ing in Germany.

What does that mean? Well Mark Steyn has done the math based on the ger­man birthrate (1.3) and the Euro­pean Mus­lim birthrate (3.5) and com­putes that even if no other Mus­lim comes to Ger­many they will out­num­ber eth­nic Ger­mans 21 in Ger­man in just two generations.

Now if they were assim­i­lat­ing it would be no big deal but as Doug Ross reminds us :

Vir­tu­ally none, and I do mean none, of these peo­ple have any inten­tion of assim­i­lat­ing into the cul­tures where they “migrated” to. They have every inten­tion of plant­ing their cul­ture in those places and demo­graph­i­cally guar­an­tee­ing its survival.

Now you would think that a large migra­tion of peo­ple whose cul­ture embraces throw­ing gays off of roof, pun­ish­ing their women for the crime of being raped and comes from nations with legal sys­tems where a non-muslim’s tes­ti­mony is worth as much as a believer might pro­voke a uni­fied national response. You’d be wrong:

Accord­ing to the pres­i­dent of the Bavar­ian Asso­ci­a­tion of Munic­i­pal­i­ties (Bay­erische Gemein­de­tag), Uwe Brandl, Ger­many is now on track to have “20 mil­lion Mus­lims by 2020.” The surge in Germany’s Mus­lim pop­u­la­tion rep­re­sents a demo­graphic shift of epic pro­por­tions, one that will change the face of Ger­many for­ever, “but we are just stand­ing by, watch­ing it happen.”

Well of COURSE you’re doing noth­ing, you’ve cho­sen a sec­u­lar pro­gres­sive soci­ety and the pri­mary rule of sec­u­lar pro­gres­sivism is the now trumps the future. It’s the reverse mort­gage prin­ci­ple applied to demo­graphic change.

Con­sider: Enforc­ing the sec­u­lar pro­gres­sive cul­ture on the mus­lim “immi­grants” involves risk both phys­i­cal and legal. If the new “immi­grants” are not will­ing to obey the laws and respect the cus­toms of the nation is the police­man will­ing to risk life and limb to enforce those laws, is the teacher will­ing to risk assault? Is the alder­man will­ing to risk the slashed tire or the school­yard kid will­ing to risk the beat­ing? Or even if it’s not a phys­i­cal issue, what about the law­suits? Is an employer will­ing to risk a dis­crim­i­na­tion suit that could ruin him? A co-​worker will­ing to face the wrath of the EU rules?

Why would the cur­rent Sec­u­lar pro­gres­sivism Ger­man gen­er­a­tion take any of these risks to their cur­rent com­fort or safety when all the prob­lems it will lead to come in a future they might not even be alive for or will be in retire­ment per­haps in another coun­try? Let the future gen­er­a­tions han­dle it, it’s not my problem

It’s an old Napoleonic tac­tic Europe has seen before:

You know his tac­tics; Your Excel­lency; A demand for con­ces­sions and when the con­ces­sions are granted then new demands each one more weak­en­ing than the one before, until the object of his atten­tion is either too weak to oppose him fur­ther or is at least so weak­ened as to make armed resis­tance fatal.

C. S. Forester Com­modore Horn­blower p 167 1945

In a reverse Mort­gage the bor­rower builds up not equity but debt and when it comes due at death his heirs have choice, keep the home at an incred­i­ble cost, or aban­don it to the debtors

Germany’s elites have taken out a reverse mort­gage on their country’s future. They’re will­ing to trade peace and quiet now and will be happy to let future gen­er­a­tions either pay off the debt or leave the house to the new owners.

The sur­prise isn’t that Ger­many is doing this, the sur­prise is that given its post Chris­t­ian cul­ture that any­one expected otherwise.

I wrote about reverse mortgage a bit ago and it hit me it’s a perfect analogy for what is going on demographically in Europe, borrowing for the present and letting someone else pay the bill later.  A great example of this is happening now in Germany.

The German government expects to receive 1.5 million asylum seekers in 2015, and possibly even more in 2016. After factoring in family reunifications — based on the assumption that individuals whose asylum applications are approved will subsequently bring an average of four additional family members to Germany — that number will swell exponentially. This is in addition to the 5.8 million Muslims already living in Germany.

What does that mean?  Well Mark Steyn has done the math based on the german birthrate (1.3) and the European Muslim birthrate (3.5) and computes that even if no other Muslim comes to Germany they will outnumber ethnic Germans 2-1 in German in just two generations.

Now if they were assimilating it would be no big deal but as Doug Ross reminds us :

Virtually none, and I do mean none, of these people have any intention of assimilating into the cultures where they “migrated” to. They have every intention of planting their culture in those places and demographically guaranteeing its survival.

Now you would think that a large migration of people whose culture embraces throwing gays off of roof, punishing their women for the crime of being raped and comes from nations with  legal systems where a non-muslim’s testimony is worth as much as a believer might provoke a unified national response.  You’d be wrong:

According to the president of the Bavarian Association of Municipalities (Bayerische Gemeindetag), Uwe Brandl, Germany is now on track to have “20 million Muslims by 2020.” The surge in Germany’s Muslim population represents a demographic shift of epic proportions, one that will change the face of Germany forever, “but we are just standing by, watching it happen.”

Well of COURSE you’re doing nothing, you’ve chosen a secular progressive society and the primary rule of secular progressivism is the now trumps the future. It’s the reverse mortgage principle applied to demographic change.

Consider:  Enforcing the secular progressive culture on the muslim “immigrants” involves risk both physical and legal. If the new “immigrants” are not willing to obey the laws and respect the customs of the nation is the policeman willing to risk life and limb to enforce those laws, is the teacher willing to risk assault? Is the alderman willing to risk the slashed tire or the schoolyard kid willing to risk the beating?  Or even if it’s not a physical issue, what about the lawsuits? Is an employer willing to risk a discrimination suit that could ruin him? A co-worker willing to face the wrath of the EU rules?

Why would the current Secular progressivism German generation take any of these risks to their current comfort or safety when all the problems it will lead to come in a future they might not even be alive for or will be in retirement perhaps in another country?  Let the future generations handle it, it’s not my problem

It’s an old Napoleonic tactic Europe has seen before:

You know his tactics; Your Excellency; A demand for concessions and when the concessions are granted then new demands each one more weakening than the one before, until the object of his attention is either too weak to oppose him further or is at least so weakened as to make armed resistance fatal.

C. S. Forester Commodore Hornblower p 167 1945

In a reverse Mortgage the borrower builds up not equity but debt and when it comes due at death his heirs have choice, keep the home at an incredible cost, or abandon it to the debtors

Germany’s elites have taken out a reverse mortgage on their country’s future.  They’re willing to trade peace and quiet now and will be happy to let future generations either pay off the debt or leave the house to the new owners.

The surprise isn’t that Germany is doing this, the surprise is that given its post Christian culture that anyone expected otherwise.