Be careful when you answer the phone! If you are told that a relative is injured or in some kind of other desperate situation, beware.
It’s commonly known as “The Grandparent Scam”, because elderly people are often the victims, but it could happen to anyone who isn’t sufficiently skeptical and gets caught off guard. Someone tried a variation of this scam on me a few months ago, but I am always suspicious of calls from unknown numbers so it didn’t work, but some rotten crooks almost got my favorite Auntie and my mom just the other day. If you’re not familiar with this particular con, here is how it works:
The target gets a phone call from someone either pretending to be their grandchild (or other relative) or a cop, or a lawyer, or a kidnapper, and says that the intended victim’s loved one has been hurt in an accident (or is in legal trouble, has been kidnapped, or is in some other kind of peril) and the only way to help them is to immediately wire a large sum of money somewhere – and don’t tell anyone or the person you love’s situation will greatly worsen!
If the victim complies, that money is gone forever, and their information may be sold to other scammers as an easy mark to get set up for more schemes. It’s a cruel crime, targeting vulnerable people and using their love for family as a weapon against them. Fraud.org provides some helpful information about this:
Stay safe. Be Informed.
The victim is urged not to tell anyone, such as the parent of the “grandchild” because they do not want them to find out about the trouble they’ve gotten themselves into. The grandparent never hears from their fake grandchild again and is tricked out of hundreds or even thousands of dollars.
To detect and avoid the Grandparent Scam, NCL’s Fraud Center recommends the following tips:
- Beware of any urgent solicitation of funds, especially if it is needed to pay for unexpected bills, such as bail money, lawyer’s fees, or doctor bills
- Before sending funds, independently contact the relative (or parent of the relative) the scam artist is claiming to be (or represent) at a known phone number to verify the details of the story.
- Scam artist’s payment method of choice is the wire transfer. Any urgent request to wire money should be treated suspiciously.
- Be aware that fraudsters attempting the Grandparent Scam may call late at night to confuse potential victims.
- Consumers who have been victims of this scam should immediately report it to local law enforcement, their state attorney general and NCL’s Fraud Center at Fraud.org.
The FTC has additional advice:
Verify an Emergency
If someone calls or sends a message claiming to be a family member or a friend desperate for money:
- Resist the urge to act immediately, no matter how dramatic the story is.
- Verify the person’s identity by asking questions that a stranger couldn’t possibly answer.
- Call a phone number for your family member or friend that you know to be genuine.
- Check the story out with someone else in your family or circle of friends, even if you’ve been told to keep it a secret.
- Don’t wire money — or send a check or money order by overnight delivery or courier.
- Report possible fraud at ftc.gov/complaint or by calling 1-877-FTC-HELP. MORE
The con artists will even make an effort to “help” the victim. Via WBNS-10TV – Columbus, OH:
“Often times they’ll hand the phone off to a second party on the phone, alleging that’s the attorney and that serves the purpose of getting a different voice on there so they don’t continue to question whether this is my grandchild’s voice,” explains Sgt. Kline.
He goes on to say that sometimes, the scammers will even go as far as arranging taxi transportation for grandparents to get to the location where they can get the money orders. Full Story HERE
The call that I received, from a strange cell phone number, said that my “husband, son, or brother” was in a horrible accident in a nearby town and had been taken away by ambulance, and the caller was someone who had been on the scene before emergency services arrived and that my male relative had given them my number to call as his own phone had been damaged in the accident. The guy who called me could not tell me the name of my injured loved one, saying that he was hurt so badly that he could barely talk and that he didn’t have any ID on him, they could not tell me what hospital my “husband, son, or brother” had been taken to, and they could not tell me my own name or how the injured male was connected to me, because my loved one was too messed up to say it before he was carted off to an undisclosed location. I think the caller was expecting me to go to the location he had given me (the alleged scene of the accident) or meet him elsewhere and I do not know what would have happened then, but it didn’t get to that as I cut the guy off and insisted that he must have gotten the wrong number because I knew full well where all of my people were and I hung up.
The scam that targeted my aunt and almost robbed my mom was more like the ones described when you look up “injured relative phone scam” in a search engine, my mom got dragged into it because her sister is currently housebound recovering from a serious medical issue. Both women are in their eighties and love their families dearly. Here is how I found out about it:
My cousin called me two days ago looking for my mom. My mom lives 100 miles away so I figured she must have assumed she was up visiting or just called my number by mistake. My cousin was very upset. I told her that she’d reached my house, not my mom’s and that my mom was not here. My cousin told me that my aunt had gotten a call saying that another cousin, my aunt’s grandson, was hurt in an accident but that, “It was a trick” and that we needed to get hold of my mom, who was on her way to Western Union on behalf of my aunt. I guess my aunt had gotten the call and was so distressed that she called my mom for help, and my mom was going to withdraw almost two thousand dollars from her own bank account and wire the money on my aunt’s behalf.
Unfortunately, my mom had already left her house, she doesn’t answer her cell phone, and I did not know the location of the Western Union nearest to my mom, so I spent a good chunk of time fretting about it before my mom finally got back home and I could speak to her. Luckily, my mom started to get suspicious as to why she couldn’t just write a normal check and why there was no name for who to make the money order or transfer or whatever out to, so instead of completing the task, she went back home and called my aunt, who had by then been advised by my cousins of the con so nobody was hurt this time. Thank God.
Some versions of this nasty trickery also target people through email, text messages, and social media.
Please be careful if someone contacts you with an “emergency”, and tell the people that you care about who may be vulnerable to such tactics as the one described above to be cautious as well.
MJ Stevenson, AKA Zilla, is best known on the web as Zilla at MareZilla.com. She lives in a woodland shack near a creek, in one of those rural parts of New York State that nobody knows or cares about, with her family and a large pack of guardian companion animals.