We tend to get the government we deserve. This week a lot of people were wondering what they did to deserve this. The answer is simple: When the last election was stolen you went along with it.
So enjoy the $5 gas, the debacle in Afghanistan, the open borders, the crime and the terror attacks to come because all of these things we collectively as Americans have richly earned.
A lot of people are wondering how the people responsible for Afghanistan live with themselves. That’s easy. When you become a post Christian society then loving your neighbor as yourself is no longer a priority, nor is truth, nor is the common good.
All of these thing were stressed in Christianity and it amazes me that folks are shocked that without it they disappear.
Speaking of shocks I’d like to say I was shocked by the behavior of Mets players going after the fans for daring to boo them after their 3 1/2 game lead became a 7 game deficit in a month.
While ownership is unhappy the players have figured out that even if they lose a percentage of the fans it won’t be enough to keep them from making a nice enough living so they will never have to live like the fans they despise unless they do something stupid with their cash.
Milo Yiannopoulos is very sick with COIVD and is using Ivermectin to counter it. He may or may not make it. If he doesn’t it will delight a lot of his enemies but will disgust the great enemy as he has already moved away from his clutches. If he does make his enemies on the left will be upset and the great enemy will still have hope, but the way things are going it seems to me much more likely that if he makes it he’ll help grab a lot of souls out of his clutches.
I wish him the best either way.
Finally you’ve likely noticed a few odd posts here. That’s because I’ve decided it’s better to have the occasional sponsored post to generate revenue that ads or banners that slow down the site. In the end the hosting and the writers need to be paid for and if people are willing to pay for a post (as long as it doesn’t violate my basic guidelines) I’m going to take their money.
You’ve tried everything to pay off your credit card debt, but nothing’s working. Those high interest rates, for one, are keeping you from eating into your principal. But you do have a student loan coming, and the thought occurs: can you use student loans to pay off credit cards? Good question.
You’re supposed to use student loans to defray or pay the cost of your higher education. Still, it’s understandable to consider whether you can use the cash for other stuff, like erasing credit card obligations.
The bad news is that it just isn’t wise to tap your student loan to pay off your plastic. Why? Well, for one thing, what happens if you don’t have enough funds to cover your education? Will you have to take out another loan? And get in even more debt? You can see where this is going. What’s more, there may be restrictions on what you’re able to do with the student loan.
There are things you should know and do before seriously considering funneling your funds to your debt instead of that Ancient Civilization 101 textbook.
See What Your Loan Agreement Says
As per the Department of Education, your loan is supposed to go toward “educational expenses.” In addition to tuition and room and board, those expenses include books, equipment such as computers, school transportation and childcare costs.
Darn, right? But wait. If you charge any of those expenses on a credit card, you could ostensibly use your loan to pay them off. The rub, though, is that if you have other, personal expenses mingled with your school expenses, you’re paying for those ineligible expenses as well.
If you have a private student loan, though, how you can use that cash is up to the lender. That’s where your loan agreement comes in, so be sure to read the fine print. Don’t expect any major departures from federal loan guidelines, however.
Don’t Depend on Bankruptcy
It’s nearly impossible to have your student loan debt taken care of through bankruptcy, giving you an additional reason to not use your loan to clear your credit card obligations. What makes it so challenging is that the burden is on you to prove that the loans have strained your finances – a difficult task even if your payments are difficult to manage. Credit debt relief can be messy, but it’s doable.
Note that you CAN discharge credit card debt in bankruptcy. But even if you expect no issues handling future debts, you don’t want to set yourself up for something you’ll be sorry for later.
Using Your Student Loan to Pay Off Cards Could Squeeze Your Finances Later
If you have the option to put off student loan payments until school is done, that makes using your loan for credit card debt enticing. We get it, particularly since such loans have relatively low interest rates.
However, mixing your credit card debt in with your school debt could put you in a financial mess once school is done. And that’s no way to start your life’s next chapter.
What Are My Options Then?
If you’re in college and have trouble paying your credit cards, the first thing you should do is cease using plastic until you can get a handle on things. You also might want to figure out a way to bring in more cash. Then, you should consider getting rid of your highest-interest debts first, while monitoring your credit scores.
So, can you use student loans to pay off credit cards? You may be able to get away with it – in the short term. But is it a good idea? Nope. There are other ways to handle credit card debt that won’t hamstring you in the long run.
SHREVEPORT – Hurricane Ida has finally come and now has left Louisiana, but she is travelling through the eastern states leaving storms and plenty of water in her path.
The predictions for this storm were dire in the days leading up to landfall: “worst storm in Louisiana history!” said one, and “bigger than Katrina!” said others. As landfall was predicted on the sixteen-year anniversary of Katrina, comparisons were inevitable.
As the storm approached the coast, the cone consistently shifted to the east just a little more with every new track. This eventually took my beloved Acadiana region out of danger, and Shreveport, up in the NW corner was never really in danger. We spend a lot of time in Arnaudville and the Acadiana region, and we have a lot of friends there, so we watched the progress with a lot of anxiety.
The storm made landfall as a high-end Cat 4 about noon Sunday; it was hard to concentrate on the sermon in church yesterday. Wind gusts in places were as high as 180 mph when the storm hit Port Fourchon; I read where 28 people chose to ride out the hurricane in Grand Isle. This is akin to suicide in my mind. I don’t know how many of them survived. When the storm made landfall it briefly reversed the direction of the Mississippi River.
The only way to get any reliable news or information yesterday was via live streams of local channels. The Weather Channel was a joke. There was Jim Cantore standing in the French Quarter, braced against the wind as if he was about to fly off while two guys walked the sidewalk behind him sipping coffee. In another shot, Cantore is again braced in the street and another guy runs into the back of the camera shot and turns a cartwheel. The only positive about that coverage to me was the humor factor in listening to the broadcasters mispronounce Louisiana place names. Houma, Louisiana (prounounced HOME ah) became HOOOOM ah for example. The news anchor did everything she could to avoid saying Atchafalaya and Tchoupitoulas.
Damage assessment is ongoing. While some areas are obviously flooded, luckily we are not seeing the massive flooding that we did with Katrina. The damage is extensive of course and cleanup will take a long time. Lake Charles, over on the Louisiana/Texas border, still has not recovered from the triple shot of storms they endured in the last twelve months, the biggest being Hurricane Laura. Nobody expects this to be fixed soon.
In our area we have a lot of evacuees in shelters anxious to return home. Officials are asking everyone to be patient. There are no sanitary services in most places, no water, no power. The death toll will certainly climb; it is early yet.
If you’d like to help, Catholic Charities of Acadiana has an Amazon Wish List and is assisting with disaster relief. The Cajun Navy is also requesting help. Prayers are good, too!
I never really understood why my father turned first to the obituary page in his later years.
Now I get it.
I have seen many friends die in the past few months, including four remarkable women who played significant roles in my youth. It’s worth noting that none died from COVID-19. Although I don’t have any proof, it’s conceivable that they couldn’t get the proper treatments because so much of the medical community focused on the pandemic and not other illnesses.
Lynn Langway served as my teacher at Northwestern University and helped me get a job at Newsweek. She worked Newsweek for more than a decade, rising to the level of senior editor. Later, she became executive editor of Ladies’ Home Journal. Although we kept in touch over the years, we parted company over the 2016 election. I’m sorry that politics stood between us upon her death. https://www.linkedin.com/in/lynnlangway/
Ann Bartsch, the wife of the best man at my wedding, was among the most intelligent people I’ve ever met. She graduated Phi Beta Kappa from Stanford University—an honor I also held from a far less competitive university. Ann attended law school at the University of Chicago, where he met Doug Blomgren, my roommate in Chicago.
Ann worked mainly with low-income and elderly clients in Oregon, her home and where Doug also practiced law. She served as the chair of the American Bar Association’s Commission on Legal Services for the Poor. See her obituary here.
I wrote about two others who died recently in my 2011 book, Flyover Country, which chronicled the lives of my high school class, which graduated in 1969 from Lincoln High School in Sioux Falls, South Dakota.
Barbara Sidlo Hughes was my first girlfriend. We dated in our sophomore year, but she tired of my endless weekends on the road with my rock ‘n’ roll band.
Upon graduation from Drake University, Barbara became a flight attendant for TWA, where she met her husband, Don. Eventually, the couple and their children moved to California, where she cared for her daughter, whose health issues kept her in a wheelchair much of the time. When her daughter was able to attend college, Barbara started teaching elementary school, where she helped students—many the sons and daughters of immigrants–for more than 20 years. See her obituary here.
Mary Hrdy Kaczmarek was my second girlfriend. We dated in our senior year and later at the University of Nebraska in Lincoln. We broke up after two years—a parting that angered Mary for many years. Alas, that divide never narrowed, and I blame myself that we never reconciled.
She met her husband Norman, a physician, in Danville, Pennsylvania, which ironically is about a 30-minute drive from where I now live.
Mary first worked as a medical social worker, then helped establish and manage her husband’s medical practice in Santa Fe, New Mexico. See her obituary here.
All of these talented women are gone far too soon!
After a year or two of various challenges that health officials have come out or had celebreties come out to denounce as dangerous and foolish the time has come for the ultimate in challenges that I’m sure that branches of the government will be loudly denouncing and will likely get me kicked off of Youtube.
The HANDSHAKE challenge.
This challenge consists of extending one’s right hand to another person, and taking said right hand (also extended) in your grip and then moving both hands in unison up and down.
For generations this type of greeting was considered the customary greeting of friendship, particularly among men. It was occasionally used as a test of strength and the unwillingness to shake hands as a sign of peace or reconciliation or approval might even be considered inappropriate:
I know that in those ancient days before March of 2020 a handshake was the most common greeting between men, but now in this enlightened new age of COVID such and action it is considered dangerous and extreme.
In fairness even in that prior privative age there were some cases when it was not considered proper to shake hands, If one was sick , was known to have a communicable disease or if one’s hands were dirty or unwashed such shaking of hands was not encouraged. There were cases when it was considered proper to refuse an offered hand in order to avoid the appearance of approval of said person and or his actions.
There were even extreme cases when said person offering a hand was so beyond the pale that it was preferable to risk death rather than accept it.
All of these limitations are matters of propriety and if any of these limitations are present:
Either person sick or carrying a communicable disease
Avoiding confirming legitimacy to a person or action beyond the pale
then it is perfectly proper and even recommended to avoid the Handshake challenge.
But absent these conditions I submit and suggest that the handshake challenge is not only proper but an important if not vital step into reasserting and reclaiming normalcy and to reestablish ourselves not just as free Americans, but as free men and women.
Seven months in and it’s already fair to call the Biden presidency a debacle. Our humiliation in Afghanistan tops Biden’s list of failures. Yes, John F. Kennedy botched the Bay of Pigs invasion and helplessly saw the Berlin Wall built during his first seven months in the White House, but to paraphrase what Sen. Lloyd Bensten said of Dan Quayle, Biden is no JFK. And Kennedy, while we’ve learned years later that he was not a healthy man, showed no signs of cognitive decline during his brief presidency. JFK was 46 when he was assassinated. Biden turns 79 later this year.
The old proverb, “Success has many friends but failure is an orphan” is true to the extent that people prefer to sweep failure under the rug. Lee Iacocca, the legendary automotive CEO, remarked in his autobiography that there were plenty of people eager to take credit for the success of the Ford Mustang. But not for the flop of the Edsel car a few years earlier.
As a civic duty I’m going to point out those deserving people and groups to blame for Biden, our White House Edsel, being elected president. And there are many.
Dr. Kevin C. O’Connor. The White House physician is also Biden’s personal doctor. In late 2019, as he released Biden’s medical records, O’Connor said, “Vice President Biden is a healthy, vigorous, 77-year-old male, who is fit to successfully execute the duties of the Presidency, to include those as Chief Executive, Head of State, and Commander in Chief.” Wow. Biden wasn’t “vigorous” two years ago. And just how healthy is Biden?
Do you care to update your comments, O’Connor? And please, doctor, don’t hide behind patient confidentiality laws. Biden is responsible for the safety and well-being of 330 million Americans.
Jill Biden. Someonse else nailed Jill’s role in this tragedy on the head last week and I’ll hand things over to her. “Who are the people responsible for putting someone this incompetent and frankly this mentally frail in this position. …I’m sorry, as a political spouse, I can’t help but look at Jill Biden,” Fox News’ Rachel Campos-Duffy, who is married to a former congressman, said last week. “No one knew better his state of mind than Dr. Jill Biden. And if you ask me the most patriotic thing Jill Biden could have done was tell her husband, to love her husband, and not let him run in the mental state that he is in. I think she failed the country as well.”
US Rep. James Clyburn (D-SC). After lackluster performances in the Iowa Caucuses and the New Hampshire primary it appeared that Joe Biden’s third presidential run would end up like the others, along the lines of a batter being dealt a three pitch strike-out. But to prevent a Bernie Sanders nomination–and a Trump reelecton–Clyburn gave Biden a strong endorsement shortly before the South Carolina primary. Biden won the primary and essentially coasted to the Democratic nomination, while conducting his campaign, to use Sean Hannity’s favorite phrase, from his “basement bunker” in Delaware.
Senior Biden campaign officials. I’m sure they knew all about Sleepy Joe’s mental state.
The media. I excoriated the mainstream media’s role in elevating Biden in a post here last week. I suspect reporters knew–and still know–that Biden is a weak old man. But they chose to keep it to themselves. And because the person they loathe, President Donald J. Trump, absolutely could not be reelected, they had to cover up, or at least obscure, Sleepy Joe’s many weaknesses.
Never Trump Republicans. Perhaps the GOP Trump haters belong at the top of this list. Are you happy now?
Biden voters. On WIND-AM Radio last week, co-host Amy Jacobson observed that many Biden voters approached last fall’s election as if it was a student council race. Trump was that mean bully and rude Tweeter and he just had to go. He just had too, you know! And besides Trump wasn’t “cool.” As Barack Obama famously and correctly said, “Elections have consequences.” In high school if you elect the wrong people to the student council it might mean that films you don’t like are screened on Campus Movie Night. The stakes regarding elections to the most powerful office in the world are immeasurably higher.
Barack Obama. Sometime in 2019 Obama should have convincingly told Biden, “C’mon man, you’re too old and to feeble to be president.” Or maybe Biden was unqualified to be president even before his cognitive decline set in. “Don’t underestimate Joe’s ability to f**k things up,” Obama supposedly said about his vice president.
Joe Biden. Surely in his more lucent moments Biden must realize that whatever mojo he had as a politician, other than name recognition, was gone. And even when he was at the peak of his skills, Biden was simply a mediocrity.
I’m certain I’ve left many worthy people of shame and blame in this list. Feel free to add others who come to mind in the comments section.
There is not a lot of good I have to say about radical feminists whose efforts over the last 50 years have done untold damage to this country in general and ironically to women in particular.
However credit where credit is due these radical feminists took the time to act to save women actually under threat:
How did “Aisha” even get the last-minute paperwork? How did she know what gate to approach? How did she and about thirty other Afghan feminists (and counting) finally escape from Hell?
I am thrilled to share that answer. My team consists of radical feminists, anti-trafficking/anti-sex slavery activists and experts, honor killing experts, (myself included), a brilliant legal team—Europeans and Americans, mainly white girls, (who’ve lately been overly maligned): some Jews, some Christians, a Sikh, maybe some atheists—perhaps a Goddess worshiper or two. Who knows? It is my honor and my privilege to be among them.
Via Ed Driscol at insty & Yid with Lid (I know it’s just “the Lidblog” these days but he’ll always be Yid with Lid to me) and yes there are plenty of sane people involved per the list above including the redoubtable Phyllis Chesler who should need no introduction to longtime readers but never the less Radical Feminists are first on this list and they will willing to make common cause with some they might not have in the past to save the lives of Afghan women who might otherwise have to submit to, as what Bill Marr notes actual oppression as opposed to what they’ve defined as oppression for decades.
So today at least let me raise a glass to these radical feminists who have actually done right and will make the lives of the women and the generations that they produce better.
Closing thought #1: I hope I’m wrong but the fact that this piece is out there publicly suggest that the window of these efforts is practically closed. That’s a shame.
Closing thought #2 I suspect that will get almost no exposure in the MSM because highlighting it will only make the Biden Administration & their generals look even worse by comparison, perhaps this should lead to the creation of DaTechGuy’s fifth law of Media Outrage to wit:
Any positive action, even that supposedly advances a goals of or is done by a group allied or identified with the radical left, will not be considered newsworthy nationally if said action has the potential to highlight a failure and/or inaction by a Democrat administration that is in power at the time of said positive action.
While everyone was focused on the dumpster fire that is Afghanistan, an innocuous NAVADMIN (a Naval message that relates to administrative issues) came out on the 23rd of August, subject line OPNAVINST 3100.6K. NAVADMINs are normally pretty boring. They cover policy like how you can use your GI Bill, when people get promoted, or various annual awards.
OPNAVINST 3100.6 is the instruction that covers situation reports (SITREPs). SITREPs are required reports that Navy units send when bad things happen. For example, if a Sailor is arrested for drunk driving, a unit would notify their immediate superior in command (the “ISIC”) by using a formatted message called a Navy Unit Sitrep. OPNAVINST 3100.6 gives you the exact format to send this message, which are also called OPREP-3 messages (short for Operational Report). The instruction covers more serious messages too. In those cases, units might send an OPREP-3 Navy Blue message. This message goes to the Chief of Naval Operations (CNO) office, as well as the ISIC and others. Incidents that require a Navy Blue are more serious or carry negative media attention, hence the need to notify the CNO lest he be surprised. A good example was when COVID-19 was first discovered, any Navy person that contracted it required an OPREP-3 Navy Blue message.
4. MAJOR PERSONNEL INCIDENT CHANGES INCLUDE: [SRB, EXTREMIST BEHAVIORS, BULLYING, ETC.] 4.A. ADDED PERSONNEL INCIDENT REPORTING FOR SUPREMACIST OR EXTREMIST BEHAVIORS.
Bullying? Supremacist Activity? Extremist Activity? Yup, these all require varying forms of Navy Sitrep messages. We don’t know what level (that’s not released), so we have to guess what becomes a Unit Sitrep and what becomes a Navy Blue. At a minimum, every time we have something resembling bullying, supremacist or extremist activity, a message must be sent out.
– an organization that espouses supremacist causes; – attempts to create illegal discrimination based on race, creed, color, ethnicity, national origin, sex (including gender identity), sexual orientation or religion; – advocates using force or violence; – or otherwise engages in efforts to deprive individuals of their civil rights.
What if someone accuses Republicans of “depriving them of civil rights” (like we’re seeing with the voter registration issues)?
Is being a Catholic extremist because they won’t give Communion to someone that is openly living a homosexual lifestyle?
The problem with this broad definition is that it is broad and goal posts move all the time. People used to argue that homosexual unions would never impact Christians, until Christian bakers were sued for not making wedding cakes. Or the goal post moves the other way, and protests that burned down homes and businesses become “mostly peaceful,” and obviously didn’t incite any violence whatsoever. BTW, it’s been illegal to be in extremist groups since 1990, and people do get kicked out for racism (watch episode four of the PBS seriesCarrier for an example).
Besides, didn’t we make service members sit through training for this that covered:
Extremists don’t have a place in our Navy, but when we make the definition really broad, soon we’re all going to get painted as extremists. When that happens (and its a when now, not an if), why would you want to join the Navy? Remember that the Navy is constantly bringing in new people, to the tune of around 40,000 every year. People sign up for a variety of reasons, but one big assumption is the fairness and meritocratic environment that the Navy claims to have. When you remove that, or even appear to do so, it removes a large incentive to join. It’s already hard enough to get people to join, especially if you want people with high technical skills. I fear that this change is going to drive people to leave after a first enlistment and not bother staying around, if for no other reason then the worry they’ll be labeled as a bully or extremist.
This post represents the views of the author and not those of the Department of Defense, Department of the Navy, or any other government agency.
I see that the parole board has granted Parole to Sirhan Sirhan the killer of RFK with the backing of two of RFK’s kids. While I would not have done it as he served 50+ years for the murder and his kids went along with it who am I to say otherwise.
I’m old enough to remember when the media celebrated members of the military who attacked their Commander in Chief even as he led them to victory over terrorists. Apparently if a C in C has a “D” after his name then this type of dissent is no longer allowed., even if that C in C leads your forces to their worst defeat in decades and set them up for further slaughter.
Apparently a Bishop in Chicago has forbidden a priest from closing mass with a “Hail Mary” and the St. Michael prayer (which every mass at my parish is ended in). Not sure if this is a blanket ruling for his diocese but I’m remined of an old Catholic Quip: “In the days of Jesus 1 in 12 Bishops was a traitor, these days we’re not doing any better.”
That the Boston Red Sox are in a playoff race (although apparently not as much as they were a month ago) and I still haven’t bothered to watch a game tells me how much MLB has chased me away. If you told me three years ago this was possible I wouldn’t have believed you.
Finally a bit of Catholic advice. A friend of mine declined some advice to avoid confrontation with the devil taking instead a “Bring it on” attitude rather than one declining to engage & trusting in prayer. This has proved to be large mistake on my friend’s part. Never forget the Devil is a master psychologist with Millennia of experience dealing with humans. Don’t debate, don’t engage, prayer, scripture & occasional laughter are your best tools here.